Get the capital

in 24 hours $500.000


We approve 98% of all applications. Bad credit is not a disqualifying factor for our business loans.

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Auto repair owner

Arnold Hanks


Elite Merchant Capital made my life so much easier. With Elite I did not have to worry my debt going into collections which hurt my credit score. There was no fear of a lengthy application process followed by rejection. I was approved the next day, and had the working capital in my account by the next week.

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Yoga business owner

TIna Reed


I had a lot of problems when I tried for a traditional bank loan. From ridiculous interest rates and hidden penalties, I decided not to go the traditional bank route for my loan. With Elite, they advanced me working capital and within 2 days it was deposited in my account and I settled back taxes and marketed my restaurant.

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Hot house market

Doug & Carrie Rosen


We’ve been doing business with Elite Merchant Capital for 5 years and we never had any problems. Not only did they front us working capital to open a second location, their easy re-payment program is simple and painless. If not for Working Capital from Elite Merchant we don’t know where our business would be today.

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How it works?

Qualification is quick and simple. Minimum 6 months in business. Minimum 10,000 monthly
Speak to account representative. Submit application. Wait 24 Hours
Evaluate presented funding scenario. Complete authorization process. Funds transferred to your account.
We collect only small % of your sales. Refinancing is available. Access to revolving line of credit

Have a question?
Talk to our expert.

We take personalized approach and have US-based Loan Specialists available six days a week to consult and assist with every step of the process.

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Our goal is to deliver business working capital at the best possible terms without complexity of the bank loan.


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