Merchant Cash Advance Business Requirements

Minimum 3 months in business
Minimum $10,000 in average monthly gross revenue
No open bankruptcies



Calculate pre-approval (optional)
Fill out a quick approval form online
Once EMC receives this, a funding specialist will contact you for approval


Application Funding Process    
Approved Funding

In the bank in as little as 72 hours
Up to $200,000 per location
Up to 200% of monthly CC sales or 120% of monthly gross revenue


We collect a small fixed % of future sales or a fixed daily amount until we are paid back

Easy Payback    
Our approval ratio is at 97% 


What our customer say about us

"Elite Working Capital has helped me go from a small sushi cafe, to a five star rated restaurant!" ~Bok Jados

Robert Gavick

“We’ve been doing business with Elite Merchant Capital for 5 years and we never had any problems. Not only did they front us working capitalt to open a second location, their easy re-payment program is simple and painless. If not for Working Capital from Elite Merchant we don’t know where our business would be today.”

Elite Merchant Capital made my life so much easier. With Elite I did not have to worry my debt going into collections which hurt my credit score. There was no fear of a lengthy application process followed by rejection. I was approved the next day, and had the working capital in my account by the next week. 
Tomasz Dziuda

I had a lot of problems when I tried for a traditional bank loan. From ridiculous interest rates and hidden penalties, I decided not to go the traditional bank route for my loan. With Elite, they advanced me working capital and within 2 days it was deposited in my account and I settled back taxes and marketed my restaurant.

By offering you multiple solutions with different structures, terms and repayment methods to choose from; EMC is able to listen to your needs and help you select the optimal solution tailored to your business to maximize growth.

Elite Business Advantage
$200,000 per location
Same day approvals
Fixed Rates
No Late Fees
No Personal Guarantees
No Collateral
Apply Now